Investment Calculator
Plan your financial future with precision. Calculate compound interest, systematic investments, lump-sum growth, and retirement planning — all in one powerful tool.
Parameters
Investment Breakdown
Growth Over Time
Year-by-Year Breakdown
| Year | Balance | Interest Earned |
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What is an Investment Calculator?
An investment calculator is a financial tool that helps you estimate the future value of your investments based on variables like initial amount, expected rate of return, time period, and contribution frequency. It uses mathematical formulas like compound interest to project your wealth growth over time.
How does Compound Interest work?
Compound interest is the interest calculated on the initial principal plus all the accumulated interest from previous periods. Unlike simple interest, which only earns on the original amount, compound interest causes your money to grow exponentially — often called the "eighth wonder of the world" by financial experts.
What is SIP (Systematic Investment Plan)?
SIP, also known as Dollar-Cost Averaging (DCA), is an investment strategy where you invest a fixed amount at regular intervals (typically monthly). This strategy helps reduce the impact of market volatility and builds discipline in investing. Over time, SIP can lead to significant wealth accumulation due to the power of compounding.
Why is Retirement Planning important?
Retirement planning helps ensure you maintain your desired lifestyle after you stop working. By accounting for inflation, expected returns, and your current expenses, our retirement calculator estimates the corpus (total savings) you'll need and the monthly investment required to achieve it. The earlier you start, the less you need to save each month.
How to use this Investment Calculator?
- Choose your calculation mode: Compound Interest, SIP, Lump Sum, or Retirement.
- Adjust the sliders or input fields to match your investment parameters.
- Results update automatically in real-time as you adjust values.
- Review the donut chart for investment vs. returns breakdown.
- Check the growth chart to see how your wealth grows over time.
- Scroll through the year-by-year table for detailed projections.
- Use the "Copy Results" button to save your calculations.